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Elegant Prom Dresses, Wedding Dresses, Oscar Knockoffs, Evening Gowns & Quincenera Dresses
Monday, 29 November 2004
The Low Interest Rates Contribute to California's Homebuilding Boom
Mood:  cool
Topic: Real_Estate/Properties

The Benefits of Homeownership

Homeownership is one of the keys to the American dream. With the recent low interest rates, more and more US residents have become homeowners. By historical standards, current mortgage rates are very low. For many, it's a dream come true. Knowing that a house in this country appreciates about 4% to 5%, one can clearly see the advantages of homeownership. After the crash of the New Economy, many multimilionaires from the Bay Area of California, Southern and Northern California and many rich pockets of the country have been moving their assets into the housing market. For them, the housing market is a safer long-term investment.

Go anywhere in California and other states, for sure, you'll find a lot of building activities. Commercial building has taken off. Many agents are reporting that commercial buildings don't usually take a long time to sell. Many investors are all too happy to pour their money in this industry. The retail industry has hugely benefitted from the low interest rates in that business owners have been able to add to their existing buildings. Warehouses are springing all over the floor of the Central Valley of California.

What are the benefits of homeownership?

According to a study conducted by some educators, homeownership contributes to the intelligence, education and welfare of children. The gist of the study is that students who are raised in homes fare better than those raised in apartments and other similar living conditions. The premise of this finding is that homeownership contributes to stability which is a requirement for any kids to progress in their studies. Despite the headache of coming up with monthly mortgage payments, a homeowner feels better about these payments because they are going toward something he/she'll eventually own. In the end, the interest on the mortgage and the property taxes come in handy. Knowing how hard it is to save in this country where shopping has become sort of a therapeutic session and a sports activity, buying a house has been regarded as forced savings plan. It's a fact many people can't save either because they don't make much to be able to save or their buying habits get the best of them.

When buying a new home, what are some of the things to keep in mind? High Expectations in the countryside?

Whether you are going for duplex, triplex or multiplex, apartment, condo, co-op or any other derivative, keep in mind that the real estate agents will have a commission of about 6%. Keep in mind that closing costs will also take a chuck out of your new found treasure. Now if the seller wants to assume all or share in the closing costs, you can consider yourself lucky. A new phenomenon has surfaced. Many former homeowners who decided to cash in on the appreciation of their house by selling may never be able to afford the same type of house in the same neighborhood. This gives rise to the coinage of "Equity refugees." They sell high, relocate to a new area with low or affordable housing. They usually can afford a minimansion with the loot they brought with them. The Central Valley of California, considered the last Western frontier has seen many of these people with big city taste and no tolerance for farming activities and cattle raising in the neighborhood. Local city councils have been receiving many complaints from them. D'uh! You moved into dairy territory! What did you expect?

Here is what to remember when buying a new home.

In real estate, think location, location, location! The right location of your new home will contribute to its resale value. Think about the overall quality of life, the type of construction, amenities and neighborhood. It's important to know where the parks, shopping centers and recreation sites are located in relation to your residence.

Summarize: Decide where to live. Pick a real estate agent. Find a mortgage lender. Set your goals and requirements up. Hunt for the right property. Narrow your choices. Feel free to take the plunge. Make up your mind. Hang in there. Become a handyman or know a good one.

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  • Posted by Fashionista Shopping Analyst at 4:32 PM
    Updated: Wednesday, 25 January 2006 8:26 PM
    The Official Flower of California: California Real Estate & Mortgage
    Mood:  happy
    Topic: Real_Estate/Properties

    All over the state of California, the blooming season is abuzz. From the fertile lands of the San Joaquin Valley stretching from Oakland to Bakersfield, the blooming of the fruit trees attracts visitors from all over the world and nearby states. It's the time of the year when mother nature offers its beauty to all to appreciate. During the first weeks of February, depending on the right amount of rain and sunshine, we can enjoy this annual visual feast in the Central Valley of California.

    For those of us who enjoy going on wild flower hikes, we know what comfort we get from watching the wild flowers growing all over the roads leading to Yosemite and other mountain areas. We always keep our eyes open to spot the state's official flower, the California Poppy. Nowhere else can you find it than at the Antelope Valley California Poppy Reserve. I almost lost my breath the first time I went to this reserve located near Lancaster. Thanks to all the Winter rains in February, we can expect to see these wild, bright orange poppies springing all over the reserve this year. Now is the time for you to pay a visit to the reserve just like many other tourists and motorists who are appreciating this natural jewel. You will never regret being there. If you have friends visiting you from other states and kids, they will thank you very much for taking them to this unique spot in California.

    Poppies and other wild flowers at the reserve

    Just imagine driving by the rolling hillsides of green grass with wild, bright orange flowers interspersed among all over. At Antelope, it's a pure mat of poppies and other flowers you will see for all the 1,760 acres of the reserve. If you ask the park's officials and those who are familiar with the reserve, they will be able to tell you some of the flowers names. For example, I learned about the yellow Bigelow's Coreopsis and purple Red Stem Filaree. The reserve's volunteers are more than willing to help visitors out. As the 100th anniversary of the poppy's status as the state's flower is drawing near, many activities are being planned for the occasion.

    In front of these vast acres of natural beauty, one can't stop wondering about these Spring decors. Almost every year, Antelope Valley California Poppy Reserve reminds us that Spring is right around the corner. The long days of Winter are far behind us. Soon these beautiful flowers will withered away by the heat of the Summer months. Everything will be browned out. It's time to get out and enjoy the weather.

    Are you interested in taking a trip to the area? Without any doubt, you will enjoy your trip to the Antelope Valley California Poppy Reserve. Where else can you find more than 1,700 acres of California's land mass covered by the official flower?

    The golden poppy is on display in season each spring. What you may want to know about is that the park has eight miles of trails. So if you feel like working out, you will be able to do so right there. While you are there, make sure to drop by the visitor center which has natural history displays and watercolor paintings by Jane Pinheiro. Park officials will tell you more about this great lady who was a leader in the efforts to preserve the reserve.The State Reserve is established to protect and perpetuate outstanding displays of native wildflowers, particularly the California Poppy, Eschscholzia californica, the state flower. Other wildflowers share the desert grassland to produce a mosaic of color and fragrance each spring.

    How to get there

    Directions: The reserve is located 15 miles west of Highway 14 near the town of Lancaster. The visitor center is located on Lancaster Road (Avenue I.)


    I have traveled a lot, but I have never seen anything like that. Something so wild, yet so beautiful! Once in a while, it's worth taking the time to enjoy what's available to us, for free all around us. We don't have to pay a cent to enjoy this natural museum.

    Posted by Fashionista Shopping Analyst at 4:21 PM
    Updated: Saturday, 23 October 2004 6:28 AM
    Monday, 4 October 2004
    Real Estate Appreciation Potential
    Topic: Real_Estate/Properties

    Inside U.S. Real Estate: Shopnowshop Wealth Realty Service

    Good Schools Add Quick Value To Real Estate:
    Can You Afford To Buy?

    Do better schools mean higher property values? Or are high property values the signs indicating that all the socioeconomic conditions are met to have a high-scoring, well-known school district? Do regular homebuyers take the location of their next residence seriously enough when it comes to house appreciation? Don?O say this to the new house hunters who just want to find a home to shelter their family? What?? clear is that economics-how much money one makes-is one of the major determinants of whether his/her kids will be able to attend a great scoring school? Just say neighborhood school and you?Il realize why poor parents or middle-class parents who correlate the high property value to the high-scoring school district. It makes sense they want to send their kids to these schools whose students score high on national standard tests. Those who can afford the high prices of luxury, high-end homes won?O hesitate to do so because they want their kids to have the best education possible. In other words, they may not look only at private schools with a reputation of high performance, they?Il also look at public schools located in great neighborhoods or counties. House buyers are willing to pay top dollars for a great education. As always, in Real Estate, the location matters a lot.

    It makes sense that developers as well as investors are looking for stable communities where their real estate properties can quick rise in value. Tell me which parents would not like their kids to the Clovis Unified School District? How about the Palo Alto, Emeryville school systems? In the Clovis case, good schools tend to attract new residents from the Bay Area, San Jose and San Francisco. They sell their high-valued residence and decide to come inland where they can afford mini-mansions with a lot of money left over for other home improvement projects, cars and trips. When you talk to most of them, they?Il tell you that the lure of the Clovis schools just zapped them and sealed their choice of relocation. In the Palo Alto case, the Silicon Valley boom brought on by highly educated men and women from all over the country and the world have long realized the value of a good education. So flushed with money and know-how, they set out to recreate or create a system that meets their kids?needs for the global market. A great sign of this focus is the number of cultures and languages these kids are learning in school. Nationally, the schools that located in these districts create value for property owners. Some of the things you may not see in such high-valued properties are large prisons, sewage treatment plants and other services or even undesirable groups of people unfortunately. Stupid, the economy is the new gatekeeper. Some upscale neighborhoods residents don?O even want to have mental health people living in a neighboring group home. In a current case pitting residents of a Hanford, CA group home against the city, neighbors complain and fear the loss of their housing appreciation. The Federal government and HUD are intervening in this case. In some other California communities, good people, decent church people are protesting the presence of group homes that may accept forensic clients. They don?O want them to drive the neighborhood down.

    Two new services ( and are helping buyers and investors figure out the best places where they should put their money if they want to see appreciation. In this hot real estate market, who does not want to see appreciation of their investment? These Ohio-based services are telling us that a great school is a good predictor that your house value will go up. If the predictions and realities go well with the Clovis school system?? model, the big neighbor, Fresno Unified School district may not be in such a good position. There has been talk of possible take over by the state. Any state take over may be felt in the immediate depreciation of the Fresno homes.

    It goes without saying that buyers will fight or pay even more to get the school district they want. They know they?Il get two things: Appreciation or good resale value and good schools for their children. School performance has become a major factor for many people moving into the Central Valley of California. Many of them have heard about Clovis schools as being superior to those in the surrounding districts. Others are barely discovering a gem in the Central Unified School District. They get more lots, room and amenities for their dollars when they choose to live in this district. The Central Unified District has also seen a surge of development according to the teachers at Central High East and West. The new students come from all over the state. I will never forget a new couple with a brand new baby in two. They got lost and flagged me to get some information about Clovis. They were from Oregon. The gentleman was a business leader who was considering relocating to the Central Valley. He had all the main information about Clovis, CA. He wanted to see the town before going back to Oregon. Word of mouth, perception, national media and economy are all the factors that are sending more and more residents to places with great schools. For those of us, Real Estate helpers, agents and connoisseurs who know about the various locations, we know where the true values reside. Shopnowshop Wealth Realty Service is in a position to point out the right livable community in which you?Il realize potential increases in house appreciation.

    So far, we must admit that Clovis Unified schools have managed to give a good product. It's measured by the different tests its students take and pass without any trouble. This fact also means that the city of Clovis must try to attract more businesses that create jobs for all these residents. No wonder that the city has retained the services of a company to help bring national businesses to the Clovis area.

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  • Posted by Fashionista Shopping Analyst at 9:54 AM
    Updated: Monday, 30 May 2005 7:20 PM
    Inside U.S. Real Estate: Real Estate InnovaTech
    Topic: Real_Estate/Properties

    Shopnowshop Real Estate News
    Inside U.S. Real Estate: Real Estate InnovaTech

    U.S. Wealth Creation Through Properties Ownership & Wise Investments

    Let the good times roll! Let them roll until every single homebuyer finds the house he/she is looking for. There is no doubt that the interest rates are at a 30-year low. They are under 6%. Even though we are close to the last trimester of the year, we still see there is a huge demand for new homes on the market. Buyers still outnumber sellers. Some industry insiders are saying that there is a huge fever which continues to push up prices from San Francisco, Santa Barbara, San Diego, Inland County, Bel-Air, San Fernando, Orange County to Venice Beach, Santa Maria, Santa Monica and National City. Imagine, for an instant, that the same buying frenzy is going all over the United States, from Florida to Massachussets, Georgia, Atlanta to Washington, D.C. New homes can not quickly enough on the market. This scarcity in the supply and demand causes buyers to participate in multiple offers on every property that becomes available. In some regions of California, developers and home buyers even have to resort to a lottery tactic. After receiving the buyer's downpayment, they can also afford to take as long as they want before having the drawing which is often attended by well-heeled equity refugees from San Francisco, San Jose, Palo Alto, Fremont, Vallejo, Orange county and outside the state of California.

    Glamorise Bra Sale

    The question that is on the mind of most industry observers and insiders is the following: "Will real estate prices continue to generally appreciate? No one knows. Aren't there forces that could push up interest rates and dampen home values? Absolutely -- look at the federal deficit and the long-term impact of our trade imbalance as two examples. Isn't there a downside to leverage? You bet. The same leverage which is so valuable when prices rise is equally powerful if prices fall."

    More and more buyers are looking for safety, good location with great schools for their children, a fair price, affordability and cost-effectiveness, and high resale potential are the five primary areas of buyer concern. Shopnowshop Real Estate Info helps buyers and sellers reach their dreams in many ways. One way is that we do this is to create an information service that brings the top real estate companies, mortgage agencies under one umbrella. Shopnowshop Real Estate Info helps you research buying activity and comparable values of recently sold homes. It is not surprising that in some areas buyers have to make a much larger offer than the asking price just to have a chance at being in the drawing. When parents start camping all night long in front of a new Kindergarten school to make sure their kids get enrolled, you know what type of location you have for real estate. That's what has been happing in many market areas of California.

    This is truly a seller's market. As a buyer in this sellers' market, you really need info from an unbiased source you can trust to be on your side. Shopnowshop Real Estate Info expects this sellers' market to continue until interest rates are considerabley higher, or until prices reach a level that forces enough buyers out of the market to eliminate them competing against each other.

    Posted by Fashionista Shopping Analyst at 9:17 AM
    Updated: Monday, 30 May 2005 7:19 PM
    Friday, 1 October 2004
    Shopnowshop Real Estate News: Wealth Creation Through Real Estate
    Mood:  cool
    Topic: Real_Estate/Properties

    Shopnowshop Real Estate News:
    Inside U.S. Real Estate: Real Estate InnovaTech

    U.S. Wealth Creation Through Properties Ownership & Wise Investments

    Posted by Fashionista Shopping Analyst at 8:30 PM
    Updated: Monday, 30 May 2005 7:53 PM
    Wednesday, 29 September 2004
    Prime Farmland: Lifestyle & Quality of Life in California
    Mood:  cool
    Topic: Real_Estate/Properties

    Life's Affirming Cycle

    Right on the other side of the bridge, a well-lighted motel 6 sign beckons tired visitors "We'll leave the light on for you!" We are in barn country. Owl boxes are at full occupancy this time of the year The are as many visitors as there are different types of raptors around here: snowy barn, screech, great horned, great gray owls In this part of the great California country, the rhythm of life continues uninterrupted. Planting seasons are followed by harvesting ones. The Summer heat that makes raisins out of grapes is a constant long after the Spring breeze is snuffed out.

    Pellets around owl boxes

    The breeze from the nearby river is infectious today It invites us to enjoy the newly-built backyard porch The kids are playing in the grass and sand box by the barbecue pit. No bees come to the flower bed Not far from the main house lie the vineyards and orchards The gorge of the two mountains lying in the background looks like the cleavage of a tall, vain and self-conscious tourist met on this tour We'll eat breakfast before we head out to commune with Mother Nature First we'll stop to visit the orphaned barn owls that are being cared for then we'll be guided to a few strategic owl boxes along the trail This is the rumble to the Summit, the hike to hell! Long live the burgeoning agribusiness of the Valley!

    Farmers get unlikely help Lavoisier's Rule: "Nothing is lost." Farm Recycling The pellets prove that the resident owls have been working hard From the top of their boxes, they hiss and speed-dive in at the sight of their prey. They swallow them whole but can't digest their fur and bones. The compact pellets are produced by the owls' gizzards, a sophisticated and refined chemical plant We come face to face with the destructive works of gophers "Watch out for holes," yelled the tour guide. "This is gopher zone here!" These farmers have not used the cheapest gopher control method Barn owls work 365 nights a year. They are low maintenance too. Growers will soon be tired of baiting, trapping, fumigating and flooding Their fields are being torn up. Their crops are eaten right from the trees Owls use is at the basis of certified farming. No more polluting and use of expensive chemicals whose drift may sicken residents! No more infected carcasses for coyotes and birds of prey to feast on! Piles of dead gophers around the boxes will be convincing and show the new management tactics and ecological awareness.

    The continuum of life and death takes its toll Great horned owls prey on barn owls too Like Spring flowers, these precious farming aides may disappear.

    Posted by Fashionista Shopping Analyst at 4:37 PM
    Updated: Wednesday, 25 January 2006 8:50 PM

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